Are you hosting a Super Bowl party? If so, what's your responsibility as the host of the party? Make sure that you use these tips to help keep your party from turning into a disaster if anything goes wrong. Super Bowl parties are very fun, but you want to make sure that you and your guests are safe this Sunday! Here are some tips to think about before sending out those Super Bowl Sunday party invitations!

1. Check your Homeowners or Renters Policy, as well as your Umbrella Policy! Talk to your agent about what your policies cover. See what an extra layer of the Umbrella Policy could do for you in case of an accident.

2. Know your Minnesota and Wisconsin state laws.

3. Understand who is liable if a party guest gets food poisoning or drives home drunk. When hosting a party, you should look to the liability portion of your homeowners or renters insurance policy to protect you if you are sued and found liable for an accident involving a guest who consumed alcohol or got sick after consuming food at your home. Make sure that you talk with your agent about the possibilities that could occur. Also, regularly review your liability coverage limits to ensure you're covered correctly in case of an accident or illness occurs.

4. Make sure there is no underage drinking. A great idea would be to hire a licensed bartender to be present at your party. They will be the ones making sure that everybody is 21 years and older. This will give you an extra sense of ease knowing that the bartender is in charge of providing the alcohol to guests.

5. Stop serving liquor after the 3rd quarter is over & encourage guests to stay for a bit after the game!

6. Have local cab company phone numbers before the party or encourage guests to have a DD. Make sure that your guests are getting home safe by not letting them get behind the wheel if they’ve been drinking.

7. Watch what you eat and feed others. Even if your food was prepared outside of your home by a caterer, another guest, or the closest pizza joint, you could be held liable if someone becomes ill from consuming it on your property. Check food frequently to make sure that it is not undercooked, spoiled or has been contaminated.

8. Do not serve guests who are visibly intoxicated. Instead offer them some good food and water, or find a safe way for them to get home.

9. Make sure your interior and exterior of your home are clean for guests.

As a host of Super Bowl Party find ways to incorporate activities outside of just drinking. This way people will be doing more than just drinking alcoholic beverages. Make sure to remember to contact your agent to make sure that you will be protected if anything happens at your home. Providing a safe environment for your guests will create a great environment to cheer on either North Carolina or Denver to a Super Bowl 50 Championship! Enjoy a safe and fun Super Bowl weekend!


Source:
State Auto Insurance
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