You’re a person, not a policy.
We’re creating Peace of Mind for the People we Care About.

As spring approaches, it’s important to prepare your home for heavy rainfalls. Make sure to contact your insurance advisor to talk about protecting your home from unwanted leaks, or to make sure that they have great coverage if your basement does flood! Here are some tips in keeping your basement dry.

Check your foundation for leaks

·          Check for cracks

·          Finished basements, check for moist/soft drywall

·          Water spots may exist if water has entered down foundation walls

·          Call a professional to repair existing cracks or apply waterproof sealant to the inside and outside of your foundation walls

·          Floor drains should be clear

Sump pumps are critical in keeping your basement dry

·          Install a battery operated backup in case a storm causes a power outage

·          Test your sump pump annually

·          Keep your pump clean for most efficient use and to avoid burn out

·          Use an alarm system to detect water in your basement

Backwater valves

·          When heavy precipitation occurs, sewage could enter your home through drainpipes from a sanitary sewer system experiencing a backup

·          Installing a backwater valve will prevent wastewater from entering your home if the sewer system experiences a backup

·          Consult with a professional plumber to determine if a backwater valve is needed and for proper installation of the backwater valve according to local codes and ordinances.

Preparing the outside of your home

·          Eaves troughs should be cleared of leaves and debris

·          Downspouts are to be directed 6-10 feet from house

·          Chimney and exhaust pipes in roof should be properly sealed

·          Make sure your roof is not deteriorated or worn and your shingles are not curling

·          Window wells should be covered or metal wells installed with gravel bases to drain water properly

·          Windows should be sealed and doorways fitted tight to their frames

·          Trees should be removed if they are too close to the house - the roots could cause foundation cracks to the basement walls

·          Shrubs should not be planted too close to the house, and irrigation systems should be monitored

·          Be sure your yard has a drainage system that prevents water from flowing towards your home

·          Any paved surfaces next to the house should be sloped downward away from the home, and sealant between the house and paved surfaces should be regularly checked for cracks

How to protect your belongings

·          Elevate your heating, ventilating, and air conditioning equipment

·          Raise washers and dryers from the ground with blocks

·          Keep all personal items stored in plastic storage bins to prevent these items from getting destroyed

  ·          Build storage shelves to keep personal items up off the floor 


Source
Secura Prevention Connection

Image courtesy of Danilo Rizzuti at FreeDigitalPhotos.net

Posted 12:36 PM

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

Our Customer Feedback

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Social Icon Social Icon Social Icon Social Icon Social Icon Social Icon
Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 651-209-9330 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
© Copyright. All rights reserved. Powered by Insurance Website Builder