You’re a person, not a policy.
We’re creating Peace of Mind for the People we Care About.

Part of growing up is recognizing and fulfilling personal goals and securing a stable lifestyle that meets your needs and the needs of your potential or growing family. Getting a job, buying a car, and purchasing a house are often milestones you’ll reach and there are many reasons why you should protect your home, car, and personal possessions with insurance coverage.

Insurance will provide you with the protection you need, but many people aren’t sure where to start and how to choose the right type of insurance for their individual needs. Rest assured; feeling overwhelmed is completely normal.

If you need help navigating the world of insurance, start with the basics. Here are five tips you should consider:

  1. Understand why insurance is important

    Think of insurance as a way to manage risk. For a monthly fee, or premium, you enlist the expertise of an insurance agent to help you identify your potential risk and provide you with the right insurance coverage for certain expenses you could incur if you suffer a loss. Here are a few examples of insurance you should consider at various milestones in your life:

    • Auto insurance covers repairs, medical costs, and legal expenses if you’re involved in a collision.
    • Home insurance is required by mortgage lenders to verity your home is protected, and provides you with coverage if your home is damaged by such things as fire, wind, or hail.
    • Business insurance protects the valuable assets of your business.
    • Identity theft protection provides access to comprehensive identity protection services.
    • Umbrella insurance provides coverage where your basic auto and home insurance coverage ends by giving you a large additional layer of liability insurance.


  2. Do your research and brush up on your insurance vocabulary

    Just like any job interview, it’s important to familiarize yourself with industry terminology and have some knowledge of insurance before engaging in a discussion. Contact us at Eagle Point Insurance, by clicking the blue Contact Us button at the bottom of the page to speak with one of our agents!

  3. Determine what kind of coverage you need

    While it’s your agent’s job to recommend the best insurance for your expressed needs, it’s a good idea to bring a general outline of what you think you’ll need to your initial meeting. For example, if you’re a homeowner, you might look into homeowners insurance, flood insurance, and insurance for your personal possessions.

    If you own a business, you might consider business insurance, identity theft coverage, and workers’ compensation insurance, to name a few.

    Think about your insurance needs in advance so you can accurately express what types of protection you may need.

  4. Find an insurance provider to meet your needs

    Independent agents, on the other hand, have no exclusive relationship with any one insurance company. Independent agents offer a wide range of products from multiple insurance companies and are able to offer guidance on a variety of products, coverage options, and prices. Independent agents don’t work for one particular insurance company; instead, they work for you.

  5. Find the right policy

    Meeting with a knowledgeable insurance agent is the first step in helping you find the right policy for your needs. Once you establish what your coverage needs are and identify the level of protection you need, your insurance agent should be able to provide you with a comprehensive policy recommendation.

    You should meet with your agent each year to review changes in your protection needs and to alter your policy to reflect changes in your home, auto, or family life.

West Bend Cares

Image courtesy of Stuart Miles at
Posted 6:00 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014

View Mobile Version

Our Customer Feedback

"Great people to help you with insurance needs...."

-Toni Kunz
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Social Icon Social Icon Social Icon Social Icon Social Icon Social Icon
Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 651-209-9330 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
© Copyright. All rights reserved. Powered by Insurance Website Builder